Alan Gray, Inc.'s team of experienced Risk Management Specialists (actuaries, auditors, accountants, claim experts, etc.) regularly deal with organizations interested in retaining a portion of their own exposure. Many of these entities explore the use of Captives to facilitate such risk-retention strategies. Whether you are simply investigating the possibility of creating a Captive (for yourself and/or a client) or already have one established, Alan Gray, Inc. can support your organization in the prospective and on-going analyses and management services necessary for an effective and profitable Captive structure. Alan Gray, Inc. works with major Captive domiciles (Bermuda, Cayman Islands, Guernsey, Vermont, South Carolina, and Washington, D.C.) and has partnerships with experienced Captive Management firms that can assist with day-to-day financial, accounting and administrative reporting issues.

• Creation of prospective Captive feasibility studies and/or service as appointed actuary (or "Loss Reserve Specialist")
• Preparation and monitoring of cash flow modelsPreparation and monitoring of cash flow models
• Risk transfer testing and design of reinsurance programs
• Determination of the impact of regulatory reforms

• Development and review of underwriting guidelines, Managing General Agency (MGA) and fronting company or reinsurance agreements
• Peer review of individual risk acceptance criteria and risk selection
• Creation or critique of policy language, forms and endorsements relative to underwriting intent and profitability/return targets
• Arbitration, litigation and mediation support

• Legal and medical bills
• Third Party Claim Administrators (TPAs)
• Fronting company and Captive manager compliance including financial accounting audits

• Medical Professional, Health Care and Pharma/Nutra-ceutical liability
• General and Products liability
• Environmental liability
• Commercial Transportation liability