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Subrogation is a key element of any successful claims management strategy. Having the skills to rapidly identify liability issues, and present timely subrogation claims for clients, can have a significant impact on a carrier’s loss ratio. With a deep understanding of industry nuances and investigative techniques, clients are provided with the most effective collection work available. Our services appeal to small- to mid-size carriers who have limited resources or want a more in-depth review, as well as large carriers who have overflow outsource needs from their own internal units. The Subrogation/Recovery Services encompass virtually all lines of insurance claims including general liability, auto, construction defect, environmental, workers‘ compensation, healthcare, professional liability and commercial property.
Services include:
  • Comprehensive investigative techniques that quickly identify liability and possible subrogation sources
  • Rapid implementation of a structured and exhaustive recovery process
  • Aggressive pursuit of all areas of recovery, whether it is subrogation, salvage or contribution
  • Nationwide Attorney Referral Network
  • 25 years of hands on claims management experience in both personal and commercial lines
  • Contingency-based compensation
  • Closed or open file review available


Long Term Relationship with Leading Property & Casualty Insurance Company
Partnering with a leading property and casualty insurance company, our staff has successfully collected in excess of $26,000,000. Alan Gray LLC has the ability to quickly identify and resolve outstanding issues and disputes often without the need for costly litigation.
Possible Subrogation on Fire Loss Retained by a major US commercial property insurance carrier, Alan Gray LLC investigated the possible subrogation on a fire loss to an apartment building. The initial independent property adjuster was of the opinion that subrogation was doubtful. Alan Gray LLC determined the tenant was at fault and collected the full tenant policy limit of $100,000.