When faced with multidimensional issues, organizations must look for industry experts who can provide a cost effective and objective single-source solution. By outsourcing to independent consultants, organizations can focus on their core business priorities. The Underwriting and Risk Management Services practice provides operational and functional consulting in support of property and casualty risk-bearing activities across a variety of specialty coverage, exposure and industry sectors. Alan Gray LLC’s professionals are experienced in handling international underwriting portfolio management, product and process creation, underwriting audit testing, and actuarial pricing and profitability analysis. Typical clients for underwriting services and risk management services include insurers, reinsurers, captives, qualified self-insured organizations, Managing General Agencies (MGAs), coverholders, venture capitalists, and Risk Retention Groups (RRGs).