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Our latest thinking on the issues that matter most in business and management.

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Weekly Articles

Weekly Industry Articles

Aug 30-Sep 5, 2026

This week: US P/C underwriting gains jump to $31.7B, reinsurer capital hits a record $800B, and Guy Carpenter becomes Marsh Re
Weekly Industry Articles

Aug 23-29, 2026

This week: ILS capital tops $144.5B, insurers chase a bigger share of bank risk transfer, and reinsurance rates keep softening

Our Blogs

Jul 16, 2026

Workers' Compensation Legal Spend: Why Claim Complexity Matters

Workers' comp posts an 86% combined ratio — but injured workers now miss 80 days on average, and claim complexity is quietly driving legal spend.

Jul 9, 2026

When Complex Claims Drive Legal Spend

Legal spend on complex claims is a signal, not just a bill. Reading the numbers as strategy — before decisions lock in — is where the savings live.

Jun 30, 2026

Glyphosate Litigation and Emerging Tort Risk After the Supreme Court's Roundup Ruling

The Roundup ruling may narrow failure-to-warn exposure, but it does not eliminate the need for active claims review.

Jun 18, 2026

Public Sector Claims Oversight in an Era of Social Inflation

Social inflation may be external, but claim documentation, litigation budgets, reserve discipline, and counsel oversight are within the program’s control.

Jun 12, 2026

Why Captive Performance Depends on Claims Execution

For captive owners, the goal is not only to retain risk more efficiently.

Jun 5, 2026

AI Risk Is Moving Faster Than Insurance Coverage

Artificial intelligence is becoming part of routine business operations faster than insurance coverage is adapting.

May 29, 2026

Building a Strategic Litigation Management Program

Litigation is getting costlier and harder to manage, pushing insurers to adopt structured, data-driven programs to control legal spend and improve outcomes.

May 28, 2026

As P&C Fraud Pressure Rises, Claims Controls Matter More Than Ever

Insurance fraud is often treated as a law enforcement issue. In the P&C sector, it is also a claims-management issue.

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Alan Gray was established in 1988 as a claims and audit advisory firm, and over the years has built a reputation as a cost-effective, reliable, and trusted resource to those involved in the management of risk.

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