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Our latest thinking on the issues that matter most in business and management.
For captive owners, the goal is not only to retain risk more efficiently.
Artificial intelligence is becoming part of routine business operations faster than insurance coverage is adapting.
Litigation is getting costlier and harder to manage, pushing insurers to adopt structured, data-driven programs to control legal spend and improve outcomes.
Insurance fraud is often treated as a law enforcement issue. In the P&C sector, it is also a claims-management issue.
Weather has always been part of the workplace, but lately it feels less like background noise and more like something that actively shapes outcomes.
Artificial intelligence is already drawing legal challenges, but the more important question is which issues could develop into broader plaintiff activity.
The bigger risk for many P&C carriers may not be a sudden credit event.
Even with fewer construction incidents in 2024, severity remains the key issue due to Labor Law § 240 which can significantly affect liability exposure.
Alan Gray was established in 1988 as a claims and audit advisory firm, and over the years has built a reputation as a cost-effective, reliable, and trusted resource to those involved in the management of risk.
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